Who should invest in PMS?

The PMS offerings are ideal for those investors who –

• Wants to invest in different asset classes like equity, fixed income, etc.
• Desire for a personalised investment solution.
• Wants a long-term wealth creation & understand the risks associated with investing in PMS.

What are the different strategies available in PMS in India?

There are so many different PMS strategies available in India, the most popular strategies includes –

LARGE CAP - Portfolio is targeted at long-term capital appreciation by aiming to select potential outperformers within a large-cap sector. The portfolio aims to focus on sector and stocks with higher earnings growth, sustainable cash flow and return on capital.

Name of Fund	5 year returns (p.a.)	Scheme Category
ICICI Prudential Bluechip Fund	12.90%	Large Cap
Axis Bluechip Fund	13.50%	Large Cap
Mirae Asset Large Cap Fund	13.76%	Large Cap
SBI Bluechip Fund	14.01%	Large Cap
Kotak Bluechip Fund	14.24%	Large Cap

These funds invest in high quality large cap companies that consistently sustain their competitive advantages over long periods of time despite being faced by challenges and disruptions at regular intervals.

MID CAP – In this, the fund manager picked the stocks which come under the mid-cap. Under this strategy that the special preference is given to those companies which have strong fundamentals and future growth potential. MID CAP stocks provide a balance of growth and stability.

Name of Fund	5 year returns (p.a.)	Scheme Category
L&T Midcap Fund	16.70%	Mid Cap
Aditya Birla Sunlife Midcap Fund	17.20%	Mid Cap
SBI Magnum Midcap Fund	17.49%	Mid Cap
DSP Midcap Fund	17.52%	Mid Cap
Sundaram Midcap Fund	18.98%	Mid Cap

Aim to deliver long term capital appreciation by investing in India growth story through a focussed portfolio of high growth mid cap companies that are existing / potential leaders in their businesses.

SMALL CAP - In these PMS, the fund manager picked the stocks which come under the small cap. Under this strategy the special preference is given to those companies with strong fundamentals and future growth potential.

Name of Fund	5 year returns (p.a.)	Scheme Category
HDFC Small Cap Fund	18.60%	Small Cap
DSP Small Cap Fund	19.50%	Small Cap
Kotak Small Cap Fund	19.89%	Small Cap
SBI Small Cap Fund	21.45%	Small Cap
Sundaram Small Cap Fund	22.60%	Small Cap

These funds invest in small companies with good corporate governance and have the potential for outsized wealth creation.

MULTI CAP – These PMS follows a strategy to invest in companies and in sectors that are available at a significant discount to their intrinsic value and provide earnings visibility.

Name of Fund	5 year returns (p.a.)	Scheme Category
HDFC Balanced Advantage Fund	11.37%	Multi Cap
Sundaram Equity Hybrid Fund	12.34%	Multi Cap
ICICI Prudential Equity & Debt Fund	12.78%	Multi Cap
DSP Regular Savings Fund	9.22%	Multi Cap
Axis Regular Saver Fund	9.50%	Multi Cap

These portfolio's provides capital appreciation by investing your funds into multi cap companies with strong balance sheets,superior earnings growth and steady free cash flow generation.

THEMATIC - A thematic Portfolio, which aims to provide long-term capital appreciation and generate returns by investing in a important theme like financial setor,healthcare etc. The Portfolio manager may invest in debt and money market instruments for defensive consideration.

Name of Fund	5 year returns (p.a.)	Scheme Category
Kotak Standard Multicap Fund	14.80%	Financial Services
ICICI Prudenial Large & Midcap Fund	14.90%	Healthcare
SBI Focused Equity Fund	16.65%	Financial Services
Canara Robecco Equity Diversified Fund	17.50%	Financial Services
L&T India Value Fund	18.80%	Healthcare

These funds follow broad theme like financial,healthcare etc.

SECTOR – when an investor invests in a particular sector or industry then the PMS is said to be sector PMS. These consist mainly of investment in one particular type of sector, they offer less amount of diversification and are considered to be risky.For example banking,pharma.

Name of Fund	5 year returns (p.a.)	Scheme Category
Kotak Standard Multicap Fund	14.80%	Pharma
ICICI Prudenial Large & Midcap Fund	14.90%	Banking
SBI Focused Equity Fund	16.65%	Pharma
Canara Robecco Equity Diversified Fund	17.50%	Banking
L&T India Value Fund	18.80%	Fintech

These funds invest their money into particular sector like pharma,banking etc.

VALUE BASED – The strategy is guided the investment philosophy of value investing principle of buying a security at a discount to its intrinsic value. This strategy does not invest in a stock,rather it invest in a business. We view market volatility as a friend that allows us to buy securities at a discount or sell at a premium to its intrinsic value.

Name of Fund	5 year returns (p.a.)	Scheme Category
HDFC Small Cap Fund	18.60%	Value Based
DSP Small Cap Fund	19.50%	Value Based
Kotak Small Cap Fund	19.89%	Value Based
SBI Small Cap Fund	21.45%	Value Based
Sundaram Small Cap Fund	22.60%	Value Based

These strategy aims to follow a value investment style and intends to offer a diversified portfolio of stocks that have a high potential but are quoting at a discount to their fair/intrinsic value.

Does PMS offer SIP facility?

PMS offers SIP facility only when the investor plan to invest more than the minimum threshold and it is permitted as an additional investment. There is also a minimum value of each instalment. The value of PMS varies from one to another.

Five reasons why you should invest in PMS?

There are five reasons which insist us to invest in PMS:

• Expertise and a special skill set to generate above-average returns.
• Dedication to creating a portfolio of such companies
• Gain in-depth sector knowledge and access to market intelligence/channel checks and gauge behavioural attributes.
• Dispassionate decision making i.e. Buy/Sell decisions are taken purely basis fundamentals and not by sentiments.
• Independent Portfolio - PMS Holdings are isolated and hence not impacted by other investors behaviour

What are the factors that you as an investor should check before choosing the PMS provider?

There are the following factors that should be check before choosing the PMS provider:

• The performance of Portfolio Management and Portfolio Manager in the last 3 years while there is no guarantee that historical performance can or will be replicated, it is a good indicator of the managers' skills and discipline.
• Transparency - A PMS providers should maintain a transparent, highly efficient and customized platform for investment, designed to help long-term wealth creation and increase risk-adjusted returns for investors.
• Brokerage and turnover ratio should be lower.
• Entry/ exit load – Choose the PMS which levies the low/no entry load as well as exit load, to prevent the returns from getting hurts.
• Portfolio strategies and performance – Shortlisting an ideal portfolio which can beat the benchmark during the bull market and which loses the less than the benchmark during the bear market.
• Minimum investment – There are different PMS which notifies different-different ticket sizes. The minimum ticket size is INR 50 lakhs as directed by the SEBI.

Is altassetswealth.com is a PMS provider?

No, altassetswealth.com is not a Portfolio Management Service (PMS) provider, rather it is a PMS aggregator.Here, you can get the complete information of all the PMS providers and strategies with a well detailed presentation of the complete portfolios on this portal. We can say that Alt Assets Wealth is the one stop solution for all the investors who want to explore and invest in PMS services.